Sbi life insurance÷ campany is one of the largest life insurance companies in India. If an accident happens to you and in such a situation you die, then the life insurance company provides the same amount to the family of that person according to the life insurance company done by that person. So that after the death of the earning person, his family members can be helped, it is useful for the financial help of the family. If you have any kind of loan or live in a rented house, then you should get life insurance.
How to get life insurance ÷ There are many insurance companies in India from where you can get life insurance, you can go to these companies and get insurance, if you want, you can apply online. On applying online, the agent of the insurance company comes to you so that you can apply online. You can also send a request for life insurance to the company's toll free number, for that you have to fulfill some of their conditions like your age should be between 20 to 60 years. You should not be suffering from any kind of life threatening disease and also you should be mentally healthy.
How much life insurance should be taken ÷ How much life insurance should be taken depends on how much is your annual income, how much debt you have, how many people in your family depends on your income, you should earn 10-15 times of your annual income Life insurance of the amount should be done.
Life insurance companies÷
1 - Sbi life insurance
2 - Aviva life insurance
Bajaj Allianz Life Insurance
4 - Bharti axa life insurance
5 - Canara hsbc obc life insurance
6 - Indiafrest life insurance company Ltd.
7 - Pnb met life insurance
8 - Reliance life insurance
Kotak life insurance
10 - life insurance corporation of india (Lic)
Types of life insurance ÷ There are some types of life insurance such as term insurance, endowment policy, money back life insurance, unit linked insurance plan etc.
Term insurance ÷ Term insurance policy provides life cover for a period of time
During the term of the insurance policy, if the insurance holder dies, any member of his family becomes the nominee. He is given the insurance amount. The term you choose in this policy. Till then you get cover.
Endowment policy ÷ These policies are for the whole life, after the death of the policy holder, the beneficiary is. He gets his full amount. If a person takes this policy, then he gets two types of benefits, the first benefit is insurance and the second benefit is investment.
Money Back Life Insurance ÷ Under this, a fixed part of the sum assured in the money back policy is given to the policy holder within a certain period of time during the insurance period, in the event of the death of the policy holder, the full sum assured along with the benefits of life. Payment is made to the nominee.
Unit Linked Insurance Plan ÷ In this both your insurance and investment needs are met by the premium given by it
From that premium, after deducting insurance and manager's expenses and charges, the remaining amount is invested.
Benefits of Life Insurance ÷ It protects your family.
This can provide regular income to your family.
Long term savings are made.
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